Personal finance, demystified
$0
Your net worth, right now

Stop guessing.
Start knowing.

Lucro shows you the full truth of your finances — income, spending, net worth — in one honest dashboard. No subscription traps, no upsells. Built by one person who got tired of overpriced apps.

Free forever tier · Paid upgrade from $15 one-time
Net worth
June 2026
$84,320
↑ $2,140 this month
Income+$7,200
Spending-$3,280
Savings+$3,920
TFSA$38,200
RRSP$41,300
Net worth tracking
Budget monitoring
Spending breakdown
One-time pricing
What Lucro does
Everything you need.
Nothing you don't.
Most finance apps charge monthly to show you your own money. Lucro gives you the full picture for a one-time price — or free.

Net Worth Dashboard

See your total financial picture at a glance — assets, debts, accounts, and investments all in one number that's always current.

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Budget Tracking

Set budgets by category and watch your actual spending against them in real time. No surprises at the end of the month.

Income Monitoring

Log and track all income sources. Whether you're salaried, freelancing, or both — Lucro handles it without judgment.

Spending Breakdown

Categorized spending history so you can see exactly where the money goes each month. Built to surface the honest truth.

Savings Rate

Track your savings rate month over month and build toward real financial targets — not arbitrary milestones set by an algorithm.

Account Aggregation

Chequing, savings, TFSA, RRSP — connect the accounts that matter and stop logging into five apps to get one number.

Up and running in minutes.
No 45-minute onboarding. No bank sync that breaks every two weeks. Just add what you have and see where you stand.
01

Connect your accounts

Add your accounts manually or link them directly. Lucro stores only what it needs — your data stays yours.

02

Log your income & spending

Import transactions or log them quickly. Lucro auto-categorizes and flags anything unusual so you don't have to dig.

03

Watch the picture emerge

Your net worth, savings rate, spending trends, and budget health all update in real time. The number doesn't lie.

Dashboard
June 2026
$84,320
↑ $2,140 this month
Monthly income +$7,200
Total spending -$3,280
Net savings +$3,920
Savings rate 54.4%
Pay once. Own it forever.
No monthly fees. No subscription traps. Pick a tier that fits and upgrade whenever — your data never holds you hostage.
Free
$0
Forever. No card needed.
  • Net worth dashboard
  • Manual account entry
  • 3 months of history
  • Basic spending categories
Get started free
Pro
$25
One-time. No renewal.
  • Everything in Essential
  • Account sync (beta)
  • Investment tracking
  • TFSA / RRSP room tracker
  • Priority support
Join waitlist
Early access
Know your number.
Lucro is in early access. Join the waitlist and get notified the moment it opens — plus lock in your tier at launch pricing.
Free tier always available · Paid plans from $15 one-time · No spam